Dive Insurance

**dive*ski** · 13th March 2007, 12:15

Does anyone have any personal experiences with DiveAssure or with DiveSafe.

DiveSafe (http://www.divesafeinsurance.com/ )

No exclusion for technical diving. No limits on dive depth, equipment or breathing gases

Policy Cover Platinum Plan (US$65)
Emergency medical evacuation US$100,000
Accidental death & dismemberment US$10,000
Repatriation of remains US$2,500
Extra accommodations US$1,000
Extra airline transport US$2,500
Diving vacation cancellation US$2,500
Diving vacation interruption US$2,500
Lost diving equipment costs US$2,500

DiveAssure (http://www.diveassure.com/new/page.cfm?page=recreational&page_id=2.2&lang=eng )

Covers rebreathers and also no depth restrictions.

Policy Cover Platinum Plan (US$85)
Medical expenses US$250,000
Death. US$ 25,000
Total and permanent Disability. US$ 25,000
Repatriation of remains. US$ 10,000
Extra Expenses. US$ 6,000
Loss of personal diving equipment. US$ 4,000

tamorgen · 13th March 2007, 12:19

It looks comperable to what DAN offers. Any insurance is better than none. My father died last month in a dive accident, and for whatever reason, he decided he didn't need dive insurance. My step mother emailed me last night that she is starting to get the hospital bills. $7,000 for the first hour in the ER. $100k + for the first bill. I'm sure more will follow. We still don't know how much his primary insurance will cover.

decoweenie · 13th March 2007, 14:12

Quote: (Originally Posted by tamorgen)

$7,000 for the first hour in the ER. $100k + for the first bill.

Sorry to hear about your loss...

but the bill amounts... WOW!!!

JD White · 22nd March 2007, 09:54

DAN down here is Aus now only cover to 90m, regardless of training. I have taken out the Divesafe Insurance (which is through TDI, is it not?), as have my buddies. Also, this is considerably cheaper.
The true test of any insurance company is when you make a claim, and none of us have had to, and hope not to either.
My experiences have all been good though.
JD

**dive*ski** · 23rd March 2007, 08:13

The greatest pain with DAN in Australia and Asia is the terrible process for joining and then renewing. You think they might consider joining the internet age.

13th March 2007, 12:15	#1 (permalink)
*diveski Supporting Member Current Rebreather/s: Inspiration Classic Other Rebreather/s:** Inspiration Classic Join Date: Nov 2005 Location: Australia Posts: 32	Dive Insurance Does anyone have any personal experiences with DiveAssure or with DiveSafe. DiveSafe (http://www.divesafeinsurance.com/ ) No exclusion for technical diving. No limits on dive depth, equipment or breathing gases Policy Cover Platinum Plan (US$65) Emergency medical evacuation US$100,000 Accidental death & dismemberment US$10,000 Repatriation of remains US$2,500 Extra accommodations US$1,000 Extra airline transport US$2,500 Diving vacation cancellation US$2,500 Diving vacation interruption US$2,500 Lost diving equipment costs US$2,500 DiveAssure (http://www.diveassure.com/new/page.cfm?page=recreational&page_id=2.2&lang=eng ) Covers rebreathers and also no depth restrictions. Policy Cover Platinum Plan (US$85) Medical expenses US$250,000 Death. US$ 25,000 Total and permanent Disability. US$ 25,000 Repatriation of remains. US$ 10,000 Extra Expenses. US$ 6,000 Loss of personal diving equipment. US$ 4,000
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13th March 2007, 12:19	#2 (permalink)
tamorgen Gadget guru extrordinaire Current Rebreather/s: Dolphin Other Rebreather/s: Dolphin Join Date: Apr 2006 Location: Columbia, MD Posts: 183	Re: Dive Insurance It looks comperable to what DAN offers. Any insurance is better than none. My father died last month in a dive accident, and for whatever reason, he decided he didn't need dive insurance. My step mother emailed me last night that she is starting to get the hospital bills. $7,000 for the first hour in the ER. $100k + for the first bill. I'm sure more will follow. We still don't know how much his primary insurance will cover.
(Offline)

13th March 2007, 14:12	#3 (permalink)
decoweenie Crash Test Dummy Current Rebreather/s: Other CCR Other Rebreather/s: Other CCR Join Date: Feb 2005 Location: Cairo Posts: 5,510	Re: Dive Insurance Quote: (Originally Posted by tamorgen) $7,000 for the first hour in the ER. $100k + for the first bill. Sorry to hear about your loss... but the bill amounts... WOW!!! __________________ "...after a while you get bored offering advice to a bull that like to keep butting the fence with its head rather than walking through the open gate..." - Rebreather World PM
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22nd March 2007, 09:54	#4 (permalink)
JD White New Member Current Rebreather/s: Inspiration Vision Other Rebreather/s: Inspiration Vision Join Date: Aug 2006 Location: Adelaide Posts: 44	Re: Dive Insurance DAN down here is Aus now only cover to 90m, regardless of training. I have taken out the Divesafe Insurance (which is through TDI, is it not?), as have my buddies. Also, this is considerably cheaper. The true test of any insurance company is when you make a claim, and none of us have had to, and hope not to either. My experiences have all been good though. JD
(Offline)

23rd March 2007, 08:13	#5 (permalink)
*diveski Supporting Member Current Rebreather/s: Inspiration Classic Other Rebreather/s:** Inspiration Classic Join Date: Nov 2005 Location: Australia Posts: 32	Re: Dive Insurance The greatest pain with DAN in Australia and Asia is the terrible process for joining and then renewing. You think they might consider joining the internet age.
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