Insurance, any ideas!

Phil Ennis · 7th July 2005, 16:35

Hello all, sorry for a boring topic for my first post but I need to insure my box and dive kit. Westfield seems good cover but bloody expensive about £38 per K I think so £152 just for the breather.

So, who do you use?

Do you insure the breather seperately?

Thanks

***Beanie*** · 7th July 2005, 17:06

www.dive-master.net

all my dive kit on there £10k ~£130 (with 20% no claims)

***Louby Lou*** · 7th July 2005, 18:18

Quote: (Originally Posted by Beanie)

www.dive-master.net

all my dive kit on there £10k ~£130 (with 20% no claims)

Which reminds me... we need to add mine onto your insurance too..

That will give you somethnig to do at work tomorrow

Mdemon · 7th July 2005, 19:36

Quote: (Originally Posted by Beanie)

www.dive-master.net

all my dive kit on there £10k ~£130 (with 20% no claims)

How did you get £10k - the max is £5k?

***Beanie*** · 7th July 2005, 19:40

Quote: (Originally Posted by Mdemon)

How did you get £10k - the max is £5k?

keep adding to it got to add another what 6-7k now

Padowan · 7th July 2005, 20:06

I just sorted this out this morning... Renewal notification came through and I thought I should amend their standard £125,000 contents part (quite why it's so big I don't know, but it's their standard)

I changed their contents part to an "unspecified personal items" policy which gives me cover for any single item up to £1000 with a maximum per claim of £2500. On top of this I added the YBOD specifically valued at £4k. So if all my kit goes missing, I'll have cover for a good chunk of it, and this cover also covers me to take it out of the house, if it's locked in the car, and when I'm on holiday within Europe and for 60 days worldwide.

I'm with Frizzell for both my home and contents, and these changes to my policy increased the premium by less than a hundred quid a year

Mark Chase · 7th July 2005, 22:12

I put it on my home insurance as a specific item and I insured my dive kit for £15,000 with £1000 single item cover for storage outside the house and transport and storage anywhere in the world. Including dive boats, Airports and plains. Only thing I couldn’t get cover for is intentional dumping of the kit in an emergency. The YBOD is itemised as 5K and down as Ambient Pressure Diving Equipment

Just in case I go for something that’s not a YBOD and forget to change the policy.

I am with More Than house and contents insurance which is part of Royal Insurance. My premium went up by £160 but I increased my house and contense cover at the same time due to extensions on the property.

ATB

Mark Chase

7th July 2005, 16:35	#1 (permalink)
Phil Ennis New Member Current Rebreather/s: Inspiration Classic Other Rebreather/s: Join Date: Jul 2005 Location: Windermere, Cumbria. Posts: 72	Insurance, any ideas! Hello all, sorry for a boring topic for my first post but I need to insure my box and dive kit. Westfield seems good cover but bloody expensive about £38 per K I think so £152 just for the breather. So, who do you use? Do you insure the breather seperately? Thanks
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7th July 2005, 17:06	#2 (permalink)
*Beanie* Politeness officer Current Rebreather/s: Inspiration Classic Other Rebreather/s: Inspiration Vision Join Date: Jan 2005 Location: In da house! yeah baby! Posts: 3,198	www.dive-master.net all my dive kit on there £10k ~£130 (with 20% no claims) __________________ Beanie Gallery Admin & Library Assistant. www.outlawdivers.org.uk www.beandiving.co.uk www.beanengineering.co.uk www.divelife.co.uk
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7th July 2005, 18:18	#3 (permalink)
*Louby Lou* Fingers crossed..... Current Rebreather/s: Inspiration Vision Other Rebreather/s: Inspiration Classic Join Date: Feb 2005 Location: Roman Corinium! Posts: 1,030	Quote: (Originally Posted by Beanie) www.dive-master.net all my dive kit on there £10k ~£130 (with 20% no claims) Which reminds me... we need to add mine onto your insurance too.. That will give you somethnig to do at work tomorrow __________________ Miss Lou x Use of Rebreather World is subject to the Rebreatherworld Terms and Conditions - Please read! Outlaw Divers - Sssh we're diving! You heff vays uff dealink vis zem, oh Miss Rebreather World Admin! - Rob Davie Feb 06
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7th July 2005, 19:36	#4 (permalink)
Mdemon SiegeEngine II Current Rebreather/s: Inspiration Classic Home Build Other Rebreather/s: Inspiration Classic Home Build Join Date: Feb 2007 Location: SWUK Posts: 1,903	Quote: (Originally Posted by Beanie) www.dive-master.net all my dive kit on there £10k ~£130 (with 20% no claims) How did you get £10k - the max is £5k? __________________ www.southwestmafia.com "Once the agenda-monkeys and perfect-worlders have moved on, perhaps we can do some diving?"
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7th July 2005, 19:40	#5 (permalink)
*Beanie* Politeness officer Current Rebreather/s: Inspiration Classic Other Rebreather/s: Inspiration Vision Join Date: Jan 2005 Location: In da house! yeah baby! Posts: 3,198	Quote: (Originally Posted by Mdemon) How did you get £10k - the max is £5k? keep adding to it got to add another what 6-7k now __________________ Beanie Gallery Admin & Library Assistant. www.outlawdivers.org.uk www.beandiving.co.uk www.beanengineering.co.uk www.divelife.co.uk
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7th July 2005, 20:06	#6 (permalink)
Padowan Proper Boffin Current Rebreather/s: Inspiration Classic Other Rebreather/s: Join Date: Feb 2005 Location: Kent, UK. Posts: 518	Funny you should ask this today.... I just sorted this out this morning... Renewal notification came through and I thought I should amend their standard £125,000 contents part (quite why it's so big I don't know, but it's their standard) I changed their contents part to an "unspecified personal items" policy which gives me cover for any single item up to £1000 with a maximum per claim of £2500. On top of this I added the YBOD specifically valued at £4k. So if all my kit goes missing, I'll have cover for a good chunk of it, and this cover also covers me to take it out of the house, if it's locked in the car, and when I'm on holiday within Europe and for 60 days worldwide. I'm with Frizzell for both my home and contents, and these changes to my policy increased the premium by less than a hundred quid a year __________________ Padowan The future's bright, the future's Yellow .....for now padowan.net - Latest Video: Scapa Flow Rebreather Diving
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7th July 2005, 22:12	#7 (permalink)
Mark Chase I go down for ages Current Rebreather/s: Classic Kiss Other Rebreather/s: Inspiration Classic Join Date: Jan 2005 Location: Kent Posts: 2,539	I put it on my home insurance as a specific item and I insured my dive kit for £15,000 with £1000 single item cover for storage outside the house and transport and storage anywhere in the world. Including dive boats, Airports and plains. Only thing I couldn’t get cover for is intentional dumping of the kit in an emergency. The YBOD is itemised as 5K and down as Ambient Pressure Diving Equipment Just in case I go for something that’s not a YBOD and forget to change the policy. I am with More Than house and contents insurance which is part of Royal Insurance. My premium went up by £160 but I increased my house and contense cover at the same time due to extensions on the property. ATB Mark Chase __________________ Is it supposed to make that noise ? I took my unit to the dive shop and demanded they bolt on every thing that would fit. Join my elite diving teem and get a Tshirt "Doing It Chasey"Hammerhead Eccr Advanced Diving System
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