D.A.N. America Warning!

Crazyduck · 11th January 2006, 17:23

Cozumel has two chambers-
Christi an owner operator in Cozumel recommended the following-

"recommend and use Dr. Piccolo. His chamber is at San Miguel Hospital on Calle 6 North between Av. 5 and Av. 10. He has been practicing hyperbaric medicine in Cozumel for over 20 years. His wife Heidi is an RN who has also been working in hyperbaric medicine for about 15 years."

For full thread on Cozmel scubaboard section.
http://www.scubaboard.com/showthread.php?t=125055

Andrew

Quote: (Originally Posted by ROB DAVIE)

According to my conversation with Mr. Orr, the three problem locations are Nassau, Cancun, and Cabo San Luc. The others all accept DAN insurance directly.

ROB DAVIE · 11th January 2006, 19:43

Okay folks, here is the latest from DAN:

On Jan. 11, DAN received the following announcement from the SSS USA Corporate Offices:
SSS USA CORPORATE OFFICE WILL ACCEPT DAN INSURANCE
DATE: January 10, 2006
TO: SSS Recompression Chamber Network Affiliates & General Public
FROM: Quantum Processing Services Co, Ltd. SSS USA Corporate Office.
RE: DIVER ALERT NETWORK DIVE INSURANCE
We would like to inform all that the facilities as listed below will continue to accept Divers Alert Network (DAN) America Insurance. Our facilities are open and ready to treat any dive medical illness. These facilities are under new ownership; however, we are still dedicated to provide the best service possible. For any inquiries, please contact insuranceqt@sssnetwork.com.
Buceo Medico Mexicano
COZUMEL
Cozumel, Q. Roo, Mexico
Ph: 52.987.872.1430
Fax: 52.987.872.1848
PLAYA DEL CARMEN
Playa Del Carmen
Q. Roo, Mexico
Ph: 52.984.873.1365
Fax: 52.984.873.1755
Protesub, S.A.
GALAPAGOS
Galapagos, Ecuador
Ph/Fax: 593.52.526.911
Subaquatic Services of Belize, Ltd.
Ambergris Caye, Belize
Ph: 501.226.2851
Fax: 501-226.2852
Hyperbaric Services of Thailand, Ltd.
PHUKET
Phuket, Thailand
Ph: 66.76.342.518
Fax: 66.76.345.051
KOH SAMUI
Koh Samui, Thailand
Ph: 66.77.427.427
Fax: 66.77.427.377
KRABI
Krabi, Thailand
Ph: 66.75.695.275
KOH TAO
Koh, Tao, Thailand
Ph/Fax: 66.77.456.572
KHAO LAK
Khaolak, Thailand
Ph: 66.76.423.812
Fax: 66.76.423.813

dive2dive2000 · 11th January 2006, 19:56

I am a little lost in the Thread. Is everything okay? Is DAN excepted at all chambers or are there still chambers that are boycotting DAN

Genesis · 11th January 2006, 19:57

Ok, I'm lost here too.....

Is the dispute settled?

ROB DAVIE · 11th January 2006, 20:25

Folks,

(1) The dispute is NOT settled.

(2) There are AFAIK only three chambers that will NOT directly accept DAN insurance as a condition for services up-front. These are AFAIK Nassau, Cancun, and Cabo San Luc.

Rob

Genesis · 11th January 2006, 21:15

Yeah, but that doesn't really settle anything; if a chamber will take the card up front but still try to bill you back for more than DAN pays, I'd say the problem exists even with the other chambers - its just more severe with those three......

mothball · 11th January 2006, 23:21

Ok, so, out of this new list, is the bill 100% covered by DAN or is that only a down payment? This whole thread really scares the hell outta me. I just can't imagine getting bent and having doctors, lawyers and insurance people discussing my situation while I'm slowly dying in the emergency waiting area. I'm sure they won't be moving very fast on my behalf either. I have always dove safely within my training and my personal comfort limits, but talk like this makes me stop and think. Insurance is like a pony bottle or bailout system, it is there to back you up when or even if your main system fails. It's there just in case. Would you dive with 50 PSI in your bailout bottle? Or have a regulator on your bailout system that hasn't been serviced in years? I think not. Insurance IS a part of our back up or bailout system. Although I hope none of us ever gets into such a dire situation, we still NEED to have those back ups and we NEED to know that those systems WILL work if needed. Sorry if I have come off too emotional or if I've preached to the choir, but I just have to get that off my chest. Hopefully this will get ironed out soon and very decisively, with very little or better yet absolutely no questions about how situations WILL be handled. Semper Fi Dave

jont · 12th January 2006, 00:56

I have some experience with insurance and medicine, IN THE USA ONLY, so anything I say applies to the USA ONLY!!

1) DEFINE CUSTOMARY COSTS????? understand that what an insurance company says is customary DOES NOT MEAN it is customary in 2006, in the medical field insurance companies are known for paying on 10 and in some cases 20 year old scales!!! no wonder most of us in the USA get such bad care, insurance companies act out of self interest as ALL for profit businesses should.

2) No business or doctor (private practice) MUST take your insurance, in fact they have NO contractual obligation to the insurance company, thats the patients problem and responsibility.

3) Patients are ALWAYS responsible for there bills, if the insurance company doesn't pay, the patient should (there is a contractual obligation for the patient to pay the doctor) the doctor isn't a collection agency and has NO obligation to chase the patients insurance company.

4) It is Illegal ( a serious crime) for any Hospital or PUBLIC facility to refuse medical treatment in the case of a medical emergency. Deco sickness is certainly an emergency.

All that being said I have DAN ins. and luckily I have never had a problem (knock on wood) but is always nice to have options it gives people and businesses a means of comparison and piece of mind

But

To trust ANYTHING an insurance company says without ALL of the facts is just STUPID

Don't get bent....

J

jont · 12th January 2006, 01:10

To be completely fair we can look at this from an economic point of view. For arguments sake lets say the the avg. cost of treatment was $ 1000.00 US 10 years ago. At 3% increases every year (inflation, time value of money, increase labor, power etc. costs, bla , bla , bla

today the same treatment would cost about $ 1400.00 and 3% doesn't cover actual expense increases.

I don't know of a single insurance company that increases its payout to keep up with the increase costs associated with doing business, and whats really funny is that insurance companies increase the premiums we have to pay to combat increasing costs associated with doing business!!!

What Balls

j

leadking · 12th January 2006, 15:01

Just to have everyone know what DAN is paying!

The cost of a chamber ride is between $500-900 an hour with a USN table VI
being 5 hours.

11th January 2006, 17:23	#31 (permalink)
Crazyduck Underwater Mechanic Current Rebreather/s: Other CCR Other Rebreather/s: Other CCR Join Date: Mar 2005 Location: TEXAS, Dallas/ Ft.Worth Posts: 697	Re: D.A.N. America Warning! Cozumel has two chambers- Christi an owner operator in Cozumel recommended the following- "recommend and use Dr. Piccolo. His chamber is at San Miguel Hospital on Calle 6 North between Av. 5 and Av. 10. He has been practicing hyperbaric medicine in Cozumel for over 20 years. His wife Heidi is an RN who has also been working in hyperbaric medicine for about 15 years." For full thread on Cozmel scubaboard section. http://www.scubaboard.com/showthread.php?t=125055 Andrew Quote: (Originally Posted by ROB DAVIE) According to my conversation with Mr. Orr, the three problem locations are Nassau, Cancun, and Cabo San Luc. The others all accept DAN insurance directly. __________________ Howdy Senor- What’s Happening! Rob Davie April 2005- Presently in a state of transition from Open Circuit to Closed Circuit. "You will not be punished for your anger; you will be punished by it." - Buddha. Last edited by Crazyduck : 11th January 2006 at 17:24. Reason: Spelling Affication 9)
(Offline)

11th January 2006, 19:43	#32 (permalink)
ROB DAVIE Administrator Current Rebreather/s: Inspiration Classic Other Rebreather/s: Join Date: Feb 2005 Location: HOUSTON, REPUBLIC OF TEJAS Posts: 1,120	Re: D.A.N. America Warning! Okay folks, here is the latest from DAN: On Jan. 11, DAN received the following announcement from the SSS USA Corporate Offices: SSS USA CORPORATE OFFICE WILL ACCEPT DAN INSURANCE DATE: January 10, 2006 TO: SSS Recompression Chamber Network Affiliates & General Public FROM: Quantum Processing Services Co, Ltd. SSS USA Corporate Office. RE: DIVER ALERT NETWORK DIVE INSURANCE We would like to inform all that the facilities as listed below will continue to accept Divers Alert Network (DAN) America Insurance. Our facilities are open and ready to treat any dive medical illness. These facilities are under new ownership; however, we are still dedicated to provide the best service possible. For any inquiries, please contact insuranceqt@sssnetwork.com. Buceo Medico Mexicano COZUMEL Cozumel, Q. Roo, Mexico Ph: 52.987.872.1430 Fax: 52.987.872.1848 PLAYA DEL CARMEN Playa Del Carmen Q. Roo, Mexico Ph: 52.984.873.1365 Fax: 52.984.873.1755 Protesub, S.A. GALAPAGOS Galapagos, Ecuador Ph/Fax: 593.52.526.911 Subaquatic Services of Belize, Ltd. Ambergris Caye, Belize Ph: 501.226.2851 Fax: 501-226.2852 Hyperbaric Services of Thailand, Ltd. PHUKET Phuket, Thailand Ph: 66.76.342.518 Fax: 66.76.345.051 KOH SAMUI Koh Samui, Thailand Ph: 66.77.427.427 Fax: 66.77.427.377 KRABI Krabi, Thailand Ph: 66.75.695.275 KOH TAO Koh, Tao, Thailand Ph/Fax: 66.77.456.572 KHAO LAK Khaolak, Thailand Ph: 66.76.423.812 Fax: 66.76.423.813 __________________ [SIZE=2]"CC Rebreathers will become a viable part of tech diving [U]WHEN PIGS FLY[/U]!!"--GI3[/SIZE]
(Offline)

11th January 2006, 19:56	#33 (permalink)
dive2dive2000 PRISM DIVER & LUVIN IT! Current Rebreather/s: Prism Topaz Other Rebreather/s: Join Date: Feb 2005 Location: Long Island, NY Posts: 784	Re: D.A.N. America Warning! I am a little lost in the Thread. Is everything okay? Is DAN excepted at all chambers or are there still chambers that are boycotting DAN __________________ Safe Diving, Martin "but what's the fun of getting what you need, instead of what you want?"
(Offline)

11th January 2006, 19:57	#34 (permalink)
Genesis Bubbless Box of Death Current Rebreather/s: Home Build Other Rebreather/s: Home Build Join Date: Oct 2005 Location: Sunny Florida Posts: 1,394	Re: D.A.N. America Warning! Ok, I'm lost here too..... Is the dispute settled?
(Offline)

11th January 2006, 20:25	#35 (permalink)
ROB DAVIE Administrator Current Rebreather/s: Inspiration Classic Other Rebreather/s: Join Date: Feb 2005 Location: HOUSTON, REPUBLIC OF TEJAS Posts: 1,120	Re: D.A.N. America Warning! Folks, (1) The dispute is NOT settled. (2) There are AFAIK only three chambers that will NOT directly accept DAN insurance as a condition for services up-front. These are AFAIK Nassau, Cancun, and Cabo San Luc. Rob
(Offline)

11th January 2006, 21:15	#36 (permalink)
Genesis Bubbless Box of Death Current Rebreather/s: Home Build Other Rebreather/s: Home Build Join Date: Oct 2005 Location: Sunny Florida Posts: 1,394	Re: D.A.N. America Warning! Yeah, but that doesn't really settle anything; if a chamber will take the card up front but still try to bill you back for more than DAN pays, I'd say the problem exists even with the other chambers - its just more severe with those three......
(Offline)

11th January 2006, 23:21	#37 (permalink)
mothball New Member Current Rebreather/s: Dolphin Other Rebreather/s: Dolphin Join Date: Apr 2005 Location: Louisiana, USA Posts: 62	Re: D.A.N. America Warning! Ok, so, out of this new list, is the bill 100% covered by DAN or is that only a down payment? This whole thread really scares the hell outta me. I just can't imagine getting bent and having doctors, lawyers and insurance people discussing my situation while I'm slowly dying in the emergency waiting area. I'm sure they won't be moving very fast on my behalf either. I have always dove safely within my training and my personal comfort limits, but talk like this makes me stop and think. Insurance is like a pony bottle or bailout system, it is there to back you up when or even if your main system fails. It's there just in case. Would you dive with 50 PSI in your bailout bottle? Or have a regulator on your bailout system that hasn't been serviced in years? I think not. Insurance IS a part of our back up or bailout system. Although I hope none of us ever gets into such a dire situation, we still NEED to have those back ups and we NEED to know that those systems WILL work if needed. Sorry if I have come off too emotional or if I've preached to the choir, but I just have to get that off my chest. Hopefully this will get ironed out soon and very decisively, with very little or better yet absolutely no questions about how situations WILL be handled. Semper Fi Dave __________________ Do NOT die STUPID Ignorance WILL get you killed I refuse to tip-toe through life only to arrive safely at Death
(Offline)

12th January 2006, 00:56	#38 (permalink)
jont Custom Title Allowed! Current Rebreather/s: Inspiration Classic Other Rebreather/s: Megalodon Prism Topaz Join Date: Oct 2005 Location: New York, NY USA Posts: 191	Re: D.A.N. America Warning! I have some experience with insurance and medicine, IN THE USA ONLY, so anything I say applies to the USA ONLY!! 1) DEFINE CUSTOMARY COSTS????? understand that what an insurance company says is customary DOES NOT MEAN it is customary in 2006, in the medical field insurance companies are known for paying on 10 and in some cases 20 year old scales!!! no wonder most of us in the USA get such bad care, insurance companies act out of self interest as ALL for profit businesses should. 2) No business or doctor (private practice) MUST take your insurance, in fact they have NO contractual obligation to the insurance company, thats the patients problem and responsibility. 3) Patients are ALWAYS responsible for there bills, if the insurance company doesn't pay, the patient should (there is a contractual obligation for the patient to pay the doctor) the doctor isn't a collection agency and has NO obligation to chase the patients insurance company. 4) It is Illegal ( a serious crime) for any Hospital or PUBLIC facility to refuse medical treatment in the case of a medical emergency. Deco sickness is certainly an emergency. All that being said I have DAN ins. and luckily I have never had a problem (knock on wood) but is always nice to have options it gives people and businesses a means of comparison and piece of mind But To trust ANYTHING an insurance company says without ALL of the facts is just STUPID Don't get bent.... J
(Offline)

12th January 2006, 01:10	#39 (permalink)
jont Custom Title Allowed! Current Rebreather/s: Inspiration Classic Other Rebreather/s: Megalodon Prism Topaz Join Date: Oct 2005 Location: New York, NY USA Posts: 191	Re: D.A.N. America Warning! To be completely fair we can look at this from an economic point of view. For arguments sake lets say the the avg. cost of treatment was $ 1000.00 US 10 years ago. At 3% increases every year (inflation, time value of money, increase labor, power etc. costs, bla , bla , bla today the same treatment would cost about $ 1400.00 and 3% doesn't cover actual expense increases. I don't know of a single insurance company that increases its payout to keep up with the increase costs associated with doing business, and whats really funny is that insurance companies increase the premiums we have to pay to combat increasing costs associated with doing business!!! What Balls j
(Offline)

12th January 2006, 15:01	#40 (permalink)
leadking New Member Current Rebreather/s: Inspiration Classic Other Rebreather/s: Join Date: Nov 2005 Location: Minneapolis Posts: 56	Re: D.A.N. America Warning! Just to have everyone know what DAN is paying! The cost of a chamber ride is between $500-900 an hour with a USN table VI being 5 hours.
(Offline)

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