Quote: (Originally Posted by Genesis)
Insuring treatment is not the same thing as insuring PAYMENT!
If I cannot be reasonably certain that if I require treatment I will not end up having to sue somebody to get the bill repaid, having had to hand over a credit card with essentially unlimited funds (or make other similar arrangements) in order to be discharged, then as far as I'm concerned the DAN insurance is worthless.
This has all been academic for me until recently, because the only chambers involved were in places I was not planning to go. But this latest press release specifically names Belize - where I will be in about three weeks for the explicit purpose of diving!
I'm going to call DAN tomorrow; a press release from them won't cut it in this case, as what we've got at this point is a statement that their insurance is no good there. Thus, only some written (official) assurance from DAN that my insurance is good leaves me reaosnably certain that what I bought is what I'm going to get if (god forbid!) I need it.
DAN has repeatedly posted that they guarantee payment for treatment and that its members will not have to pay anything. This was communicated through email and postings on their web page. DAN is a reputable company and it's in their best interests to make sure their customers are covered as the covenant between members and the company is intended.